Dj Swop Shop works with The Premier Finance hub to access cash from lenders who are eager to fund your purchases. This is a 3rd party solution where the Premier Finance network financier will lend you the cash to pay for your equipment. You will pay the cash to Dj Swop Shop and pay the financiers monthly until your loan is settled.
Finance FAQ
We are in the business of selling equipment and prefer to leverage the expertise of our finance network for finance applications. This ensures that our clients receive a proper assessment in terms of the national credit act, to ensure that no client is placed in a worse financial position as a result of being over exposed financially.
Premier finance is a finance hub that assists businesses and individuals to obtain the funding they require through a smart network.
If you are full time employed you can apply for personal finance up to R250 000 with a maximum repayment period of 72 months.
Step 1: Visit our application page at https://djswopshop.co.za/finance/
Step 2: Find the application form at the bottom of the page and for application type select personal loans (for employees only) to complete your application for personal finance. This will give you access to finance up to R120 000
Step 3: Once you press submit and you meet the terms you will have an option to apply with Premier finance’s network and unlock more offers up to R250 000. Through the network application you can link up with all the banks and other private financiers to quickly view who can give you the best rate.
Step 4: If your credit score checks out you will receive an email to provide documents for an offer. Send the documents and wait for final approval.
Step 5: Sign the offer and return it for payment to land in your bank account.
Step 6: Once you have received your payment contact Vernon on 081 460 3351 to send you an invoice for the product you want to purchase through DJ Swop Shop
1. Full time employed earning a salary (unfortunately weekly paid clients cannot be accepted)
2. 6 months employment
3. Credit score above 615 (if you don’t know your score you can still apply and we will let you know if your credit score checks out for an offer)
4. Minimum gross salary of R7000
5. No debt review | administration | sequestration
If you are self employed or a director of a company you can apply for business finance up to R10 000 000 with a maximum repayment period of 12 months. All self employed applications must be processed in the business name.
Step 1: Visit our application page at https://djswopshop.co.za/finance/
Step 2: Find the application form at the bottom of the page and for application type select business loan (for business owners, directors, self employed) to complete your application for business finance. This will give you access to finance up to R10 000 000
Step 3: Once you press submit, look out for an email from connect@premierfinance.co.za that requests your business bank statements.
Step 4: Reply to the email with your bank statements so Premier finance can work on your application to submit it to different business financiers for an offer
Step 5: Sign the offer and return it for payment to land in your bank account
Step 6: Once you have received your payment contact Vernon on 081 460 3351 to send you an invoice for the product you want to purchase through DJ Swop Shop
1. A registered business or vat registered sole prop.
2. A minimum trade history of 1 year
3. A minimum monthly income of R42000 received in the bank account
4. All directors must have clear credit records
Unfortunately we cannot assist you if you are under a debt management program like debt review, administration or sequestration. There is a court order flag on your credit profile that prevents you from accessing further credit. You will need to complete the program and update your credit record with the credit bureaus first before you can apply.
All the lending criteria for credit will need to be met in order to qualify for finance. That means if your credit score is less than 615 you will not meet the lender’s criteria for an offer.
If your score is less than 615 it’s best to do the work first to fix the errors dropping your credit record and then apply for finance once your credit score meets the minimum of 615. You can also chat to Premier Finance’s credit repair team for help to repair your credit score: https://premierfinance.co.za/credit-repair/
If your score is less than 615 it’s best to do the work first to fix the errors dropping your credit record and then apply for finance once your credit score meets the minimum of 615. You can also chat to Premier Finance’s credit repair team for help to repair your credit score: https://premierfinance.co.za/credit-repair/